Navigate Healthcare Costs with Confidence
Expert insights, practical tips, and advocacy tools to help you understand and reduce your medical bills.
5 Surprising Ways to Save on Healthcare Costs in 2025
CostKits reveals 5 data-driven strategies to cut healthcare costs in 2025. Our AI analysis helps families find opportunities to reduce medical expenses.
Insurance GuideAllowed Amount vs. Negotiated Rate: What Your EOB Is Really Saying
Discover why your doctor charges $500 but insurance only pays $150. Learn how allowed amounts and negotiated rates work, why healthcare prices vary dramatically, and how to use this knowledge to avoid overpaying.
Medical BillsFree Online Medical Bill Checker – Spot Billing Errors
Use a free, anonymous online medical bill checker to spot common billing errors before you pay. No signup or credit card required.
Insurance GuideDeductible vs. Out-of-Pocket Max: What Families Need to Know Before Their Next Appointment
CostKits reveals how many families underestimate healthcare costs. Learn strategic timing that can help families find savings through optimized insurance planning.
Insurance GuideEOB vs Medical Bill: The Complete Guide to Understanding Healthcare Documents
Learn the critical difference between an EOB and medical bill, how to use them together to catch billing errors, and avoid overpaying for healthcare with our complete step-by-step guide.
Healthcare CostsHealthcare Cost Copilot: Introducing CostKits for Medical Bill Management
Meet CostKits, your AI-powered healthcare cost copilot. Organize medical bills, decode insurance denials, and fight unfair charges with personalized guidance that saves you money.
Patient AdvocacyHow to Fight Medical Bill Errors | Free Toolkit & Video Guide – CostKits
Up to 80% of medical bills contain errors. Watch our new video and learn step-by-step how to find and dispute mistakes using the CostKits Medical Bill Dispute Toolkit with AI-powered analysis.
Patient AdvocacyHow to Negotiate Your Medical Bills: A Patient's Playbook
CostKits helps families reduce medical bills with professional advocacy services. Learn why DIY negotiation often fails and how professional support can help families save money.
Medical BillsHow to Read Your EOB Line by Line (Allowed Amount, Adjustments, Patient Responsibility)
Master reading your Explanation of Benefits (EOB) with our complete line-by-line breakdown. Learn to calculate patient responsibility, spot billing errors, and understand allowed amounts vs provider charges.
Medical BillsHow to Read Your Medical Bill: A Step-by-Step Guide for Families
CostKits AI helps families analyze medical bills and often finds errors that could cost families money. Skip the learning curve with our automated bill analysis and professional negotiation.
Patient AdvocacyHow to Stop Medical Bill Problems Before They Start
Learn how to prevent medical bill problems before they start. Understand the long-term consequences of unpaid bills, the 6 most common billing errors, and how to check your bills for errors before they go to collections.
Patient AdvocacyHow to Write a Claim Appeal Letter: Step-by-Step Federal Requirements
Federal law gives you the right to appeal denied claims. This complete guide shows what information to include in your appeal letter, based on HealthCare.gov and CMS regulations, plus practical tips from the Patient Advocate Foundation.
Patient AdvocacyMedical Bill Service Alternatives: CostKits vs Resolve vs Goodbill vs Rocket Money (2025)
Most medical bill negotiation services charge 20-40% commission fees. Compare CostKits' flat monthly pricing to Resolve, Goodbill, Rocket Money, and medical bill advocates. Keep 100% of your savings with healthcare-specific tracking tools.
Patient AdvocacyMedical Debt and Credit Reports: New 2025 Rules & Protection
Learn how medical debt affects your credit report and what new 2025 protections mean for you. Understand the seven-year rule, new credit bureau policies, and the complete ban on medical debt appearing on credit reports.
Healthcare CostsThe $935 Billion Problem: Why You Can't Find Out What Healthcare Actually Costs
CostKits reveals why healthcare 'price transparency' fails families. Our AI analysis shows real price variations and how to avoid surprise billing.
Patient AdvocacySurprise Medical Bills & ER Costs Too High? How to Lower Hospital Bills | CostKits
Get hit with surprise medical bills or ER costs that are too high? Learn why hospital bills are confusing by design and how CostKits helps families lower medical bills and avoid medical debt.
Medical BillsUnderstanding Your UnitedHealthcare EOB
CostKits helps families analyze UnitedHealthcare EOBs and often finds errors that could cost families money. AI instantly decodes complex EOBs and flags discrepancies.
Healthcare CostsWhat Does a CT Scan Really Cost? The Shocking Price Differences Explained
CostKits analyzed many facilities and found significant CT scan price variations. Families can find meaningful savings with transparent pricing and insurance verification.
Patient AdvocacyWhat Happens If You Don't Pay a Medical Bill? Complete Timeline Guide
Learn what happens when medical bills go unpaid, from collections to credit reporting. Understand your rights under FDCPA, the 30-day dispute window, and new 2025 protections that prevent medical debt from appearing on credit reports.
Trust and Experience
Built by Healthcare Analytics Experts
CostKits was founded by healthcare professionals with over 20 years of experience in consumer healthcare, health provider analytics, insurance pricing, medical claim analytics, and healthcare reform. Our team has worked with major insurers and medical groups to simplify healthcare costs for families.